Lending That Makes Sense

Looking to take your business to the next level? We can help with the financing. Whether you want to consolidate or refinance other debt, improve cash flow, make a major purchase, or manage your working capital, we have a business lending option to help you meet your goals. We believe in building long-term business partner relationships, so you can count on us to be there as you grow.

Small Business Loans

FLCBank can help you secure the critical funds you need to help your business with SBA 7(a) or SBA 504 loans.

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Equipment Loans

Our Equipment Loans can help you purchase equipment, vehicles, or make capital improvements.

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Owner-Occupied Real Estate Loans

We can help with the purchase, refinancing , or with the construction of a new facility through our Owner-Occupied Real Estate Loans.

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Business Acquisition Loans

Our Business Acquisition Loans can be structured to provide cost-effective financing for purchasing a business or another business.

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Business Term Loans

If your business has financing needs for general business assets from $250,000 to $1,000,000, we can help. We offer 3 and 5 year variable or fixed interest term loans to help you expand your business or purchase long term assets. With competitive rates and fast decisions, FLCBank is here to help your business grow.

We know every business is unique, which is why our "common sense underwriting" is designed to help you capitalize on the opportunities that make sense for your business. Our bankers are experts at finding the right financing solution for your business.

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More Lending Solutions

FLCBank has an extensive array of financing options to help you achieve your business goals and aspirations. We offer Small Business Administration (SBA) loans, USDA Business & Industrial Guaranteed Loan Program, and the USDA Community Facilities Program for owner-operated and managed for-profit businesses. SBA and USDA business loans can help provide business funding to a variety of industries such as manufacturing, wholesale, retail, and service.

Click here for information on Small Business Administration (SBA) loan programs.